Europe (Revolut) = Personalized Banking… 4MM Users + ~2x in Ten Months Revolut Money Transfer / Banking Users, Global ds5.0MM an us ho T al ob l , G ers2.5MM Us ut ol Rev Personalization with the help of data / technology will allow people to have all their [financial] needs covered & what’s more – they will be able to choose all those setting themselves. We’re also heavily investing in data science & engineering to automate, accelerate & 0 increase the quality of these decisions. 10/15 4/16 10/16 4/17 10/17 4/18 10/18 4/19 Nikolay Storonsky – Co-Founder & CEO, Revolut, 11/18 Source: Revolut Releases (2015-2019). Mobile Industry Eye Interview (7/18) Internet Trends 67 2019