Latin America (MercadoLibre) = E-Commerce-Driven Digital Payments… 389MM Transactions + ~2x in Two Years MercadoLibre Marketplace / MercadoPago Payments Annual Transactions, Latin America 400MM a eric m A n ati , L s on ti ac We continue to grow strongly & see tremendous potential s 200MM an in MercadoPago. Off-marketplace transactions r T already surpassed marketplace transactions. o ag This trend is compounded by our strong offline initiatives: oP ad building out our mobile POS network & c MercadoPago’s wallet-enabled payments services. r Me Beyond payments, we are also seeing great adoption of our Asset Management & Credits products. These products facilitate access to financial 0 services to millions of Latin Americans 2010 2012 2014 2016 2018 who are either unbanked or underbanked. Pedro Arnt – CFO, MercadoLibre, 5/19 Source: MercadoLibre (5/19), Goldman Sachs Investment Research. Internet Trends 69 2019